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Selecting Insulation for New Home Construction

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Your state and local building codes probably include minimum insulation requirements, but to build an energy-efficient home, you may need or want to exceed them. For maximum energy efficiency, you should also consider the interaction between the insulation and other building components. This is called the whole-house systems design approach.

Estimating the Payback Period of Additional Insulation

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Use the equation below to estimate the cost effectiveness of adding insulation in terms of the "years to payback" for savings in heating costs. Years to payback is the time required for the insulation to save enough fuel from heating (at present prices) to pay for itself. A simple payback is the initial investment divided by annual savings after taxes.